How Do I Handle a Property Damage Claim After a Car Accident?

Everyone hates dealing with repairing their damaged car after getting into an accident. People often ask: how can I get my car fixed? Who will pay for the repairs? Do I need a lawyer to represent me?

If you were not injured in the car accident, fortunately for you, you do not need a lawyer. You will be able to go through the property damage claim yourself, and it is usually a fast and easy process compared to a claim for personal injury. However, dealing with car repairs after an accident can be stressful and confusing. People are often worried about being able to get everything paid for. The insurance company will usually look at the following to determine what your claim is worth:

Cost of repairs are needed for your car
Cost of rental car and towing
The market value of your car if it is totaled

Usually, the party at fault and their insurance policy will cover the repairs of your vehicle. However, if the person at fault does not have any insurance, or if their insurance is not enough to cover the cost of repair, you can get your own insurance policy to cover it for you.